Real Estate Tips
31AUG

30-Year Fixed vs. 5/1 ARM: 2026 Guide
With traditional 30-year fixed mortgage rates hovering around 6.6% to 6.7%, many prospective homebuyers are actively exploring lower-cost financing alternatives. A 5/1 adjustable-rate mortgage offers significant upfront interest savings during the initial five-year period, but it introduces long-term payment uncertainty. Understanding interest rate caps, moving horizons, and future refinancing risks is essential before choosing an adjustable mortgage.
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24AUG

The Truth About Price Drops
With roughly one in five active real estate listings currently experiencing a price reduction, savvy buyers face both major opportunities and hidden pitfalls. A slashed price tag does not automatically mean a genuine bargain; it often signals an initial overpricing mistake. Learning how to properly evaluate reduced properties ensures you secure true market value without overpaying.
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I know everything about Real Estate. Contact Me!
John J. Roach
Realty Values NY, LLC
201 Northwest Drive Suite#3 Farmingdale NY 11735
Email: johnroachrealty@aol.com
Phone: (516) 448-6781, (516) 927-8590
Welcome to Realty Values NY LLC. Our mission, whether you are buying or selling is to help you achieve your desired Real Estate goals by providing you with the highest level of service possible. For sellers we offer a very comprehensive and detailed Free Market Evaluation of your home. By comparing recently sold homes, homes that are currently under contract as well as homes that are presently listed for sale we are able to help you determine the best possible asking price based on your situation. Our fee for service is very competitive and we provide professional photography and Home Warranties as well.
For buyers, we offer Buyer Brokerage, let us work on your behalf and together locate that ideal home in the neighborhood you desire. We can guide you every step of the way and help you avoid costly mistakes. Let one of our Mortgage Professionals help you get a Pre approved so that the buying process goes smoothly. In addition, we can recommend attorneys specializing in Real Estate and Home Inspectors as well. I thank You in Advance for an Opportunity to Earn your Business.
John Roach, GRI
Owner/Broker
For buyers, we offer Buyer Brokerage, let us work on your behalf and together locate that ideal home in the neighborhood you desire. We can guide you every step of the way and help you avoid costly mistakes. Let one of our Mortgage Professionals help you get a Pre approved so that the buying process goes smoothly. In addition, we can recommend attorneys specializing in Real Estate and Home Inspectors as well. I thank You in Advance for an Opportunity to Earn your Business.
John Roach, GRI
Owner/Broker

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